Charitable Giving: Smart from the Heart Do you have causes that you want to support with donations? Here are three tips. Share | Related Content When Do You Need a Will? When do you need a will? The answer is easy: Right Now. Will Power Preparing for the eventual distribution of your assets may not sound enticing. But a will puts the power in your hands. What Is My Life Expectancy? Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.